Salaries after tax
- £30,000 after tax£2,093.34 a month
- £40,000 after tax£2,693.34 a month
- £45,000 after tax£2,993.34 a month
Not on the list? The take-home pay calculator works for any salary, with your own tax code, pension and student loan. Take-home pay calculator
How the figures are worked out
Each page takes one gross salary, paid monthly, and applies the 2026/27 rates. Income Tax uses the standard tax code 1257L, which gives a tax-free Personal Allowance of £12,570; above that, income in England, Wales and Northern Ireland is taxed at 20%, 40% above £50,270 and 45% above £125,140, and the Personal Allowance is reduced above £100,000 (HMRC, Rates and thresholds for employers 2026 to 2027). Scottish figures use the Scottish Government's Income Tax rates and bands for 2026 to 2027. National Insurance is category A: 8% between £12,570 and £50,270, and 2% above (HMRC, Rates and thresholds for employers 2026 to 2027).
The pages assume no pension, no student loan and no benefits in kind. A pension, a student loan or a different tax code changes take-home pay; the take-home pay calculator covers all three.
Frequently asked questions
What is a good salary after tax in the UK?
This site does not rank salaries. Each page shows what one salary leaves after Income Tax and National Insurance, so two salaries can be compared side by side in the take-home pay calculator.
Why is take-home pay lower in Scotland on some salaries?
Scotland sets its own Income Tax rates and bands, so the same salary can leave a different amount in Scotland than in the rest of the UK. National Insurance is the same everywhere.
Do these figures include my pension?
No. The salary pages assume no pension contribution and no student loan. Add both in the take-home pay calculator to see their effect.
Is the monthly figure the same as my payslip?
It is the yearly take-home divided by twelve. A real payslip can differ in the first month of a job, after a change of tax code, or when a bonus or overtime is paid.
Estimate for tax year 2026/27 based on HMRC, Rates and thresholds for employers 2026 to 2027. Not tax, legal or financial advice. Your employer's payroll may differ. ---