United States · Calculator

Pennsylvania Paycheck Calculator 2026

Enter your pay, filing details and your Pennsylvania municipality to see a paycheck after federal tax, FICA, state income tax, unemployment contribution and local taxes for tax year 2026.

Tax year 2026 · IRS Publication 15-T (2026) · IRS Publication 15 (2026) · Pennsylvania Department of Revenue (2026) · checked September 29, 2026Sources

Each state has its own page and its own tax rules.

Your gross pay before any tax or deduction.

Pay type

Salary is a yearly amount; hourly is an amount per hour.

Shown for hourly pay. Enter your usual total weekly hours; overtime pay follows the U.S. Department of Labor, Fair Labor Standards Act (FLSA).

Weekly, biweekly (every two weeks), semimonthly (twice a month) or monthly.

Filing status

As marked in Step 1(c) of your 2020-or-later Form W-4: single or married filing separately, married filing jointly, or head of household.

More deductions 401(k), HSA, W-4 steps 3–4, state form

The share of each paycheck sent to a traditional 401(k). It lowers federal taxable wages; Pennsylvania income tax and local earned income tax still apply to it.

Health savings account contributions made through payroll under a cafeteria plan.

Health, dental or vision premiums and similar deductions taken before tax.

The total from Step 3 of your Form W-4.

Income not from jobs that you asked to have withholding on.

Deductions beyond the standard deduction, as entered on your W-4.

Any additional federal amount withheld each pay period.

The filing status on your California Form DE 4, Employee's Withholding Allowance Certificate. It can differ from your federal W-4.

The filing status on your New York Form IT-2104, Employee's Withholding Allowance Certificate. It can differ from your federal W-4.

The filing status on your New Jersey Form NJ-W4.

The filing status on your North Carolina Form NC-4 or NC-4 EZ, which can differ from your federal W-4.

The Georgia filing status on Form G-4, Employee's Withholding Allowance Certificate. It sets the Georgia standard deduction used in withholding.

The rate table letter selected on Form NJ-W4, if you chose one; otherwise the table set by your filing status is used.

New York City, Yonkers, or elsewhere. New York City and Yonkers taxes are withheld from residents; the choice follows your home address, not your office.

Tick this if you work in Yonkers but live outside it. Yonkers withholds a nonresident earnings tax on those wages.

The number on Line 1 of your Form IL-W-4, Employee's and other Payee's Illinois Withholding Allowance Certificate. With no IL-W-4 on file, your employer uses zero.

The number on Line 2 of your IL-W-4, for age 65 or older, legal blindness, or the same for your spouse. Each one lowers the wages Illinois tax is figured on by $1,000 a year (Illinois Department of Revenue, IL-700-T (2026)).

The number of allowances claimed on Form DE 4. Each allowance lowers California withholding by $168.30 a year (EDD, California Employer's Guide (DE 44) (2026)).

Extra allowances claimed on Form DE 4 for itemized deductions.

The number of New York allowances claimed on Form IT-2104 (the same count applies to New York City and Yonkers withholding).

The number of New Jersey withholding allowances claimed.

The number of North Carolina withholding allowances claimed on Form NC-4.

The number of dependents claimed on Form G-4.

The number of personal and dependent exemptions claimed on Form VA-4, Employee's Virginia Income Tax Withholding Exemption Certificate.

Exemptions for age or blindness, claimed separately on Form VA-4.

The number of Ohio exemptions claimed on Form IT 4, Employee's Withholding Exemption Certificate.

The number of exemptions claimed on Form MI-W4, Employee's Michigan Withholding Exemption Certificate.

Detroit is the only Michigan city included so far: say whether you live there or only work there, because residents and non-residents pay different rates. Other Michigan cities with an income tax are being added.

For people who live or work in Philadelphia, the city's wage tax applies in place of the usual local earned income tax withholding, with separate resident and non-resident rates.

Pennsylvania taxes wages at one flat rate of 3.07% with no standard deduction (Pennsylvania Department of Revenue (2026)), employees pay an unemployment contribution of 0.07% (Pennsylvania Department of Labor & Industry (2026)), and most municipalities add a local earned income tax and a Local Services Tax.

Take-home pay per paycheck live

$1,865.60

$48,505.60 a year · every 2 weeks (26 paychecks)

  • Gross pay per paycheck$2,307.69
  • Federal income tax−$193.08
  • Social Security−$143.08
  • Medicare−$33.46
  • Pennsylvania income tax−$70.85
  • PA unemployment compensation (employee)−$1.62
  • Local earned income taxnot included
  • Local Services Taxnot included
  • Take-home pay per paycheck$1,865.60
  • Take-home pay per year$48,505.60

Pennsylvania taxes 401(k) deferrals, and local earned income tax and the Local Services Tax depend on the municipality. Neither is modelled yet: the 401(k) field is not shown and the local lines read "not included".

Estimate for tax year 2026 based on IRS Publication 15-T (2026) · IRS Publication 15 (2026) · Pennsylvania Department of Revenue (2026). Not tax, legal or financial advice. Your employer's payroll may differ.

Compare two Pennsylvania locations

Put the same pay in two places side by side, for example living in Philadelphia versus Pittsburgh, or living in the suburbs and working in Philadelphia, and share the link that keeps both.

A blank paycheck stub lying on an office desk beside a pen.

How it works

The calculator starts with your gross pay for one pay period, subtracts the pre-tax deductions you entered, and then works out each tax separately. Federal income tax follows the percentage method in IRS Publication 15-T (2026), Federal Income Tax Withholding Methods, using your W-4 entries. Social Security is 6.2% of wages up to $184,500 for the year (SSA; IRS Publication 15 (2026)). Medicare is 1.45% of all wages, plus Additional Medicare Tax of 0.9% on wages over $200,000 (IRS Publication 15 (2026)).

Pennsylvania income tax is a flat 3.07% of compensation (Pennsylvania Department of Revenue (2026)). There is no state withholding certificate with allowances, and employee 401(k) deferrals are not excluded, so the state tax base is usually higher than the federal one. The employee unemployment compensation contribution is 0.07% of all wages (Pennsylvania Department of Labor & Industry (2026)). Local earned income tax uses the higher of your home rate and your work location's non-resident rate, as listed by the Pennsylvania Department of Community and Economic Development (2026), and the Local Services Tax is a yearly amount set by the municipality and prorated per paycheck. The calculator does not include either yet, so both lines read "not included". In Philadelphia the wage tax is 3.735% for residents and 3.425% for non-residents (City of Philadelphia Department of Revenue (2026)).

Not included: LST low-income exemptions, per capita and occupation taxes billed directly, garnishments, union dues, after-tax Roth contributions, tips, bonuses taxed as supplemental wages, and year-end credits or refunds. Your employer's payroll may round differently.

Worked example

Take a $60,000 salary paid biweekly, filing single on the W-4, living and working in Pittsburgh with no other deductions. Gross pay is $2,307.69 per paycheck. Federal income tax withholding comes to $193.08, Social Security to $143.08 and Medicare to $33.46. Pennsylvania income tax is $70.85 and the employee unemployment contribution is $1.62. Pittsburgh's combined city and school district earned income tax and the Local Services Tax are not included yet, so the take-home pay below is before them. Take-home pay is $1,865.60 per paycheck, or $48,505.60 over the year's 26 paychecks.

Frequently asked questions

Does Pennsylvania have a flat income tax?

Yes. Pennsylvania taxes wages at one rate, 3.07%, with no standard deduction or personal exemption on the paycheck (Pennsylvania Department of Revenue (2026)).

Why does Pennsylvania tax my 401(k) contributions?

Pennsylvania does not exclude employee elective deferrals to a 401(k) from state taxable compensation, unlike the federal rules. The calculator lowers federal wages for a 401(k) amount but leaves Pennsylvania and local wages unchanged.

What is the PA UC deduction on my pay stub?

It is the employee share of Pennsylvania unemployment compensation tax, 0.07% of gross wages for 2026 (Pennsylvania Department of Labor & Industry (2026)).

What is the Local Services Tax in Pennsylvania?

It is a yearly tax some municipalities charge on people who work within their limits, capped by state law at a yearly maximum and usually withheld in equal amounts per paycheck (Pennsylvania Department of Community and Economic Development (2026)). The calculator does not include it yet.

How much is the Philadelphia wage tax?

For 2026 it is 3.735% for Philadelphia residents and 3.425% for non-residents who work in the city (City of Philadelphia Department of Revenue (2026)).

I live in New Jersey and work in Pennsylvania. Does Pennsylvania withhold state tax?

No state tax is due to Pennsylvania on those wages under the New Jersey–Pennsylvania reciprocal agreement, once the employee files the certificate that tells the employer. Local taxes such as the Philadelphia wage tax are not covered by that agreement.