United States · Calculator

Michigan Paycheck Calculator 2026

Enter your pay, filing details and your Michigan city to see a paycheck after federal tax, FICA, Michigan income tax and any city income tax for tax year 2026.

Tax year 2026 · IRS Publication 15-T (2026) · IRS Publication 15 (2026) · Michigan Department of Treasury, Form 446 (2026) · checked September 29, 2026Sources

Each state has its own page and its own tax rules.

Your gross pay before any tax or deduction.

Pay type

Salary is a yearly amount; hourly is an amount per hour.

Shown for hourly pay. Enter your usual total weekly hours; overtime pay follows the U.S. Department of Labor, Fair Labor Standards Act (FLSA).

Weekly, biweekly (every two weeks), semimonthly (twice a month) or monthly.

Filing status

As marked in Step 1(c) of your 2020-or-later Form W-4: single or married filing separately, married filing jointly, or head of household.

More deductions 401(k), HSA, W-4 steps 3–4, state form

The share of each paycheck sent to a traditional 401(k) before tax. It lowers federal and Michigan taxable wages, not Social Security or Medicare wages.

Health savings account contributions made through payroll under a cafeteria plan.

Health, dental or vision premiums and similar deductions taken before tax.

The total from Step 3 of your Form W-4.

Income not from jobs that you asked to have withholding on.

Deductions beyond the standard deduction, as entered on your W-4.

Any additional federal amount withheld each pay period.

The filing status on your California Form DE 4, Employee's Withholding Allowance Certificate. It can differ from your federal W-4.

The filing status on your New York Form IT-2104, Employee's Withholding Allowance Certificate. It can differ from your federal W-4.

The filing status on your New Jersey Form NJ-W4.

The filing status on your North Carolina Form NC-4 or NC-4 EZ, which can differ from your federal W-4.

The Georgia filing status on Form G-4, Employee's Withholding Allowance Certificate. It sets the Georgia standard deduction used in withholding.

The rate table letter selected on Form NJ-W4, if you chose one; otherwise the table set by your filing status is used.

New York City, Yonkers, or elsewhere. New York City and Yonkers taxes are withheld from residents; the choice follows your home address, not your office.

Tick this if you work in Yonkers but live outside it. Yonkers withholds a nonresident earnings tax on those wages.

The number on Line 1 of your Form IL-W-4, Employee's and other Payee's Illinois Withholding Allowance Certificate. With no IL-W-4 on file, your employer uses zero.

The number on Line 2 of your IL-W-4, for age 65 or older, legal blindness, or the same for your spouse. Each one lowers the wages Illinois tax is figured on by $1,000 a year (Illinois Department of Revenue, IL-700-T (2026)).

The number of allowances claimed on Form DE 4. Each allowance lowers California withholding by $168.30 a year (EDD, California Employer's Guide (DE 44) (2026)).

Extra allowances claimed on Form DE 4 for itemized deductions.

The number of New York allowances claimed on Form IT-2104 (the same count applies to New York City and Yonkers withholding).

The number of New Jersey withholding allowances claimed.

The number of North Carolina withholding allowances claimed on Form NC-4.

The number of dependents claimed on Form G-4.

The number of personal and dependent exemptions claimed on Form VA-4, Employee's Virginia Income Tax Withholding Exemption Certificate.

Exemptions for age or blindness, claimed separately on Form VA-4.

The number of Ohio exemptions claimed on Form IT 4, Employee's Withholding Exemption Certificate.

The number of exemptions claimed on Form MI-W4, Employee's Michigan Withholding Exemption Certificate.

Detroit is the only Michigan city included so far: say whether you live there or only work there, because residents and non-residents pay different rates. Other Michigan cities with an income tax are being added.

For people who live or work in Philadelphia, the city's wage tax applies in place of the usual local earned income tax withholding, with separate resident and non-resident rates.

Any extra Michigan amount you asked your employer to withhold.

Michigan taxes wages at a single flat rate of 4.25% after $5,900 per exemption (Michigan Department of Treasury (2026)), and a number of Michigan cities, Detroit among them, add their own income tax at separate resident and non-resident rates.

Take-home pay per paycheck live

$1,849.64

$48,090.64 a year · every 2 weeks (26 paychecks)

  • Gross pay per paycheck$2,307.69
  • Federal income tax−$193.08
  • Social Security−$143.08
  • Medicare−$33.46
  • Michigan income tax−$88.43
  • City income taxnot included
  • Take-home pay per paycheck$1,849.64
  • Take-home pay per year$48,090.64

Detroit is the only Michigan city included so far. Other city income taxes are not included.

Estimate for tax year 2026 based on IRS Publication 15-T (2026) · IRS Publication 15 (2026) · Michigan Department of Treasury, Form 446 (2026). Not tax, legal or financial advice. Your employer's payroll may differ.

Compare Detroit with another Michigan city

Put the same pay as a Detroit resident next to living in a suburb such as Dearborn or Troy while working in Detroit, and share the link that keeps both.

A blank paycheck stub lying on an office desk beside a pen.

How it works

The calculator starts with your gross pay for one pay period, subtracts the pre-tax deductions you entered, and then works out each tax separately. Federal income tax follows the percentage method in IRS Publication 15-T (2026), Federal Income Tax Withholding Methods, using your W-4 entries. Social Security is 6.2% of wages up to $184,500 for the year (SSA; IRS Publication 15 (2026)). Medicare is 1.45% of all wages, plus Additional Medicare Tax of 0.9% on wages over $200,000 (IRS Publication 15 (2026)).

Michigan income tax follows the withholding guide of the Michigan Department of Treasury (2026): annual wages are reduced by $5,900 for each MI-W4 exemption, and the rest is taxed at the flat rate of 4.25%. City income tax applies only in Michigan cities that have adopted one under the City Income Tax Act. Each city sets a resident rate and a lower non-resident rate; Detroit's are 2.4% and 1.2% (City of Detroit, 2026). Michigan has no state disability or family leave deduction from employee pay.

Not included: city exemption amounts that differ from the state exemption, credits for tax paid to another city, garnishments, union dues, after-tax Roth contributions, tips, bonuses taxed as supplemental wages, and year-end credits or refunds. Your employer's payroll may round differently.

Worked example

Take a $60,000 salary paid biweekly, filing single on the W-4 with one MI-W4 exemption, living and working in Detroit with no other deductions. Gross pay is $2,307.69 per paycheck. Federal income tax withholding comes to $193.08, Social Security to $143.08 and Medicare to $33.46. Michigan income tax withholding is $88.43, and Detroit resident city income tax is $54.83. Take-home pay is $1,794.81 per paycheck, or $46,665.06 over the year's 26 paychecks.

Frequently asked questions

Is Michigan income tax a flat tax?

Yes. Michigan applies one rate, 4.25% for 2026, to wages after the personal exemption, at every income level (Michigan Department of Treasury (2026)).

How much is the Detroit city income tax?

For 2026 Detroit taxes residents at 2.4% and non-residents who work in the city at 1.2% (City of Detroit, 2026).

Which Michigan cities have an income tax?

Only cities that have adopted the City Income Tax Act levy one; Detroit, Grand Rapids, Lansing, Flint and Saginaw are among them. The calculator includes Detroit so far, with its resident and non-resident rates; the other cities are being added.

What is the MI-W4?

Form MI-W4 is Michigan's employee withholding exemption certificate. It records the number of Michigan exemptions and any extra withholding, separately from the federal W-4.

Do I pay Detroit city tax if I only work in Detroit?

Yes. Non-residents pay Detroit income tax on wages earned in the city, at the non-resident rate of 1.2% (City of Detroit, 2026).